RechargeFox: Up to ₹1,500 Cashback on SBM Credilio RuPay Credit Card with Fixed Deposit

At a glance

• Offer: Get ₹600 cashback on a ₹2,000 Fixed Deposit (FD) RuPay Credit Card, or ₹1,500 cashback on a ₹5,000 FD card.
• Eligibility: Anyone with a valid Indian mobile number; no credit score or income proof required.
• How to claim: Submit details, create the FD, complete video KYC, and the cashback is credited to the issued RuPay card.
• Additional perks: 5% instant off on Amazon, monthly BOGO on BookMyShow, ₹100 off on Swiggy & Zepto, up to 10% UPI rewards, 7% FD interest, and a credit limit on the card.
• Validity: Until 30 September 2026, one claim per user/UPI ID/IP/device.

Quick facts

• Merchant: RechargeFox (rechargefox.com)
• Product: SBM Credilio RuPay Credit Card issued against a Fixed Deposit
• Cashback amounts: ₹600 (₹2,000 FD) / ₹1,500 (₹5,000 FD)
• Interest on FD: 7% per annum
• Restrictions: Single use per user, video KYC required, cashback may be rejected on fraud detection.

Product overview

RechargeFox promotes a “Flash Sale” where users can open a Fixed Deposit of ₹2,000 or ₹5,000, receive a RuPay credit card, and instantly earn the advertised cashback. The card carries no joining or annual fee and promises unlimited rewards on UPI and POS spends. The FD also yields a 7% interest rate, and the card’s credit limit is tied to the FD amount.

Reasons to consider

• No credit score needed – suitable for first‑time credit card seekers.
• High immediate cashback relative to the small FD amount.
• Additional everyday discounts (Amazon, Swiggy, Zepto, BookMyShow) add extra value.
• 7% FD interest provides a modest return on the deposited amount.

Pros and cons

Pros

• Immediate cash reward after completing the process.
• No annual or joining fees.
• Bundled rewards across popular services.
• Simple eligibility – just a mobile number.

Cons

• Requires a Fixed Deposit, locking funds for the FD term.
• Cashback is subject to verification; fraud or duplicate registrations may be rejected.
• Offer limited to one claim per user/device.
• No publicly visible price verification on the merchant page.

Buyer fit

• Ideal for users who need a first credit card and are comfortable locking a modest amount in an FD.
• Suitable for shoppers who regularly use Amazon, Swiggy, Zepto, or BookMyShow and can benefit from the ancillary discounts.
• Not a fit for those unwilling to tie up cash or who need immediate liquidity.

Final verdict

The RechargeFox flash sale offers a compelling upfront cashback and useful ancillary perks for users willing to place a modest Fixed Deposit. Because the merchant page does not disclose a verifiable selling price, the cashback amounts remain source‑claimed only. If you meet the eligibility criteria and are comfortable with the FD lock‑in, the deal is worth trying – especially for first‑time credit card seekers.

--- Disclaimer: All details are taken from the advertised claim and the observed merchant page. Cashback is subject to the terms listed on the RechargeFox site and may be denied if fraud is detected.