Flipkart x BHIM UPI: Flat ₹100 cashback on orders above ₹149 for new BHIM users

Quick facts

Product overview

This is a payment-method cashback promotion on Flipkart, not a discount on a specific product. The listing that paying for a Flipkart order of at least ₹149 through the BHIM UPI app earns a flat ₹100 cashback, credited to the bank account linked to BHIM. Third-party deal aggregators (Desidime, SaveMoneyIndia, MyTokri) describe the same terms, noting the offer is restricted to users creating a BHIM account for the first time or who have never made a BHIM transaction before — existing BHIM users are reportedly not eligible.

The destination link in the message resolves to Flipkart's generic "For You" store landing page (allcat-l0-foryou-store), which is a category hub rather than a dedicated offer or terms page. The page text returned only navigation links (Fashion, Mobiles, Appliances, etc.) and no cashback terms, so the offer details below are attributed to the source and to third-party deal sites, not to a confirmed Flipkart offer page.

Why consider it

• On a ₹149 order, ₹100 back is a strong rebate for a small basket — you pay ₹149 and receive ₹100 in cashback to your linked bank account.
• Works across Flipkart's catalogue (subject to any category exclusions Flipkart may list), so you can pair it with an everyday purchase you were already making.
• Cashback is routed to your linked bank account rather than as Flipkart store credit, so it is real money.

Pros and cons

Who should buy it

This suits shoppers who already planned a ₹149+ Flipkart purchase and have never used BHIM UPI before. If you already pay through BHIM, PhonePe, GPay or any other UPI app, you are very likely ineligible. If you are willing to install BHIM and complete a first transaction, the ₹100 back on a routine order is worthwhile. It is not worth creating a BHIM account solely for a one-off ₹149 purchase if you have no other use for the app.

Final verdict

A genuinely attractive cashback rate for the narrow audience that qualifies — new BHIM UPI users placing a ₹149+ Flipkart order — but the offer could not be confirmed on Flipkart's own page because the shared link points to a store hub. Treat it as a documented lead: verify the live terms on Flipkart's BHIM offer page and confirm eligibility before paying. For eligible users it is a clear yes; for everyone else it is moot.