Axis Bank Flipkart Credit Card: 5% Cashback on Flipkart, First-Year Fee Free (Advertised)

At a glance

Axis Bank's Flipkart co-branded credit card is being advertised with 5% cashback on Flipkart and Cleartrip, 7.5% cashback on Myntra, 4% cashback on Swiggy, PVR, Uber and Cultfit, 1% on other spends, a 1% fuel surcharge waiver, and Rs 350 in welcome benefits. The first-year fee is advertised as waived for applications made until 31 October 2026, with a Rs 500 plus GST annual fee from the second year, waived on yearly spends of Rs 3.5 lakh or more.

Important: the linked Axis Bank page is an eligibility and application form. It does not display the cashback rates, welcome benefit or fee waiver, so none of these terms are confirmed on the merchant page — treat them as advertised claims and verify on Axis Bank's official card page or with the bank before applying.

Quick facts

Product overview

The Axis Bank Flipkart Credit Card is a co-branded shopping credit card aimed at frequent buyers on Flipkart group platforms. Its headline draw is accelerated cashback on Flipkart, Cleartrip and Myntra, plus a mid-tier rate on popular everyday apps such as Swiggy and Uber, with a base 1% elsewhere. A fuel surcharge waiver and a small welcome benefit round out the package.

The application link resolves to Axis Bank's own digital application journey — a three-step form covering eligibility, offers and application completion, with CKYC-based identity verification. That confirms the destination is genuine bank infrastructure rather than a third-party page, but the form itself does not restate the promotional terms.

Reasons to consider

• If the advertised rates hold, 5% on Flipkart is among the stronger cashback rates for that platform, useful ahead of festive sales.
• 4% on Swiggy, Uber and similar services covers routine spending, not just shopping events.
• A first-year fee waiver, if honoured, makes it a low-cost trial of the card's benefits.
• Cashback on these Axis co-branded cards is typically statement credit rather than locked vouchers, though you should confirm the redemption mechanics in the card member agreement.

Pros and cons

Pros

• High advertised cashback on Flipkart, Cleartrip and Myntra
• Useful 4% tier across everyday apps
• Low advertised annual fee with a spend-based waiver
• Application goes directly through Axis Bank's own form

Cons

• None of the advertised rates or the fee waiver are shown on the application page — verification is limited
• Co-branded cards commonly cap monthly cashback per category; caps are not stated in the promotion
• Base rate of 1% is unremarkable outside the partner brands
• The fee waiver threshold of Rs 3.5 lakh a year is a high spend bar

Buyer fit

This suits shoppers who already spend heavily on Flipkart and Myntra and use Swiggy or Uber regularly — the advertised rates reward exactly that pattern. It is a weaker fit if your spending is spread across general retail, where the 1% base rate applies, or if you prefer reward-point cards with travel redemptions. Do not treat the first-year-free offer as guaranteed: confirm the waiver and cashback caps with Axis Bank before submitting the application, since the linked form does not restate them.

Final verdict

A potentially strong card for Flipkart-first shoppers, but the attractive terms are advertised claims rather than merchant-confirmed ones. Worth applying only after you verify the cashback rates, monthly caps and the first-year fee waiver directly with Axis Bank. If you need a Flipkart-ecosystem card, it is a reasonable candidate — just do the eligibility check knowing the numbers come from the promotion, not the bank page itself.